How to Correct a Wrong Date of Birth on an LIC Policy

Have you ever encountered a wrong Date of Birth (DOB) on your Life Insurance Corporation (LIC) policy? You may be relieved to learn that you can correct this mistake. In this article, we will guide you through the steps to change the wrong DOB on your LIC policy, as well as other useful procedures you can perform on your policy.

Steps to Correct the Wrong DOB on an LIC Policy

If you notice that your DOB is incorrect on your LIC policy, you can request for a correction. Here are the steps to follow:

Contact LIC Customer Service: Reach out to LIC’s customer service through their helpline or visit the nearest LIC branch to inform them about the error. Provide Necessary Documents: You may need to submit supporting documents to verify the correct DOB. These can include: A copy of your birth certificate Aadhar card Passport Any other government-issued ID that shows your correct DOB Fill Out Required Forms: LIC will likely require you to fill out a request form for the correction of personal details. Submit the Application: Submit your application along with the necessary documents to the LIC office. Follow Up: After submitting your request, follow up with LIC to ensure that the correction has been made.

It's important to check the specific requirements and procedures directly with LIC, as they may vary.

Scenarios for DOB Correction on an LIC Policy

The scenarios where a wrong DOB on an LIC policy can be corrected are:

If there is a typo error on the policy bond while issuing the policy. If the birth date is too different than the submitted birth date as per the LIC policy.

First Scenario: Typo Error

When an error is on the part of LIC and the customer's mistake is not present, it can be rectified after bringing the error to the notice of the insurer. The correction of the DOB will be done on the database, and if any difference in premium on account of the new age is found, it can be adjusted.

Second Scenario: Significant Age Difference

When the age difference is significant and beyond reasonable, the basic underwriting will be done again. The decision to continue or cancel the policy will be made by the Insurance company.

Other Useful Procedures on Your LIC Policy

Here are some other things you can do with your LIC policy to maintain its accuracy and keep it up to date:

Update Contact Details: You can update your contact details online by visiting the LIC website, clicking on Customer Services, and selecting Update Your Contact Details – Online. Change Bank Details: You can change your bank details by submitting a request to your servicing branch. You will need to submit a new mandate form that has been attested by the bank. Check Policy Status: You can check your policy status by sending an SMS from your registered number to 9222492224. Type ASKLIC followed by the function-specific code. Alternatively, you can contact LIC's call center at 91-02268276827.

By following these steps and maintaining the accuracy of your personal information on your LIC policy, you can ensure that your insurance coverage is correctly managed and that any necessary adjustments are made when needed.

Conclusion

By contacting the correct departments at LIC, providing the necessary documents, and following the outlined procedures, you can successfully correct a wrong Date of Birth on your LIC policy. Remember, accuracy is crucial in maintaining the integrity of your insurance coverage. For specific requirements, always consult with LIC directly.